Ramp’s agreement shares company data with financial partners.
Ramp’s Platform Agreement says it provides company data to financial institution partners and third-party service providers to determine eligibility for its services and cards.
It also says Ramp may request information from credit reporting agencies and report account performance to them.
Since monitoring began in July 2026, we have not detected any change to Ramp’s three monitored documents.
What Ramp’s documents say about client data.
Quoted from the current version of each document. The right-hand column shows how many of the 75 vendors we monitor have a matching clause.
Sharing data with third parties
Addressed“Ramp provides Company Data to Financial Institution Partners and Third-Party Service Providers to determine Company's eligibility for Services and Cards.”
What changed, and when.
Notable changes since monitoring began in July 2026, newest first. Each is written from our automated comparison of the before and after versions, then reviewed by a person.
We haven’t found a notable change to Ramp’s monitored documents since monitoring began in July 2026.
3 Ramp documents.
Sub-documents are other Ramp documents that its policies link to, such as addenda and product terms. We list the ones identified so far; there may be others.
Ramp terms: common questions.
Who does Ramp share company data with?
Ramp’s Platform Agreement says it provides company data to financial institution partners and third-party service providers to determine eligibility, and may report account performance to credit reporting agencies.
When did Ramp last change its terms?
We haven’t detected a change to Ramp’s Platform Agreement, Subscription Addendum or Terms & Conditions since monitoring began in July 2026.